eFinancialCareers
CD - Credit Risk Management - Associate - SMBC
CD - Credit Risk Management - Associate - SMBC at eFinancialCareers, based in London, South East England, paying £36,000 - £54,000 per annum. This is a permanent role.
- Pay
- £36,000 - £54,000 per annum
- Hours and contract
- Permanent · On site
- Location
- London, South East England
- Closing date
- Sector
- Credit Control
About 19% above the going rate for credit control
Reference 57480499
About the role
SMBC: A trusted partner for the long term
Here at SMBC Group, we want to help you find the next step in your career so read on to discover if this opportunity is the one for you. We like to recognise potential in our people, so we welcome your application even when your experience doesn't perfectly align with the job description. Whilst we'll always strive to be better, we're proud of our inclusive culture, and encourage our applicants and colleagues to be their authentic, unique selves.
Who we are
United by a sense of purpose towards our customers - to be a trusted partner for the long-term - and our universal banking platform in EMEA, SMBC Group has an international growth agenda and award-winning products, meaning we provide exciting opportunities to work on a diverse range of projects and initiatives. We deliver a full suite of corporate finance products and solutions to our customers as well as investment banking and advisory services, and a range of innovative solutions in global capital markets. Read on to find out how you could enhance your skills and gain valuable experience, by joining us to support our clients transition to a sustainable future.
Role Summary
Is the next step in your career atSMBC Group EMEA? We're looking for anAssociate for our Credit Planning, Portfolio Intelligence & Sustainability team.
The role will support the development of forward-looking, data-driven credit management capabilities across portfolio intelligence, credit transformation, data & MI, sustainability risk and credit cost management. The Associate will work as a Business Analyst, supporting analysis, data modelling, testing, documentation, reporting and automation activities across the team.
Essentials of the role
Support portfolio analysis, management reporting, data validation, dashboard development and reporting automation.
Assist business analysis, requirements gathering, process documentation, testing and implementation for credit transformation initiatives.
Prepare high-quality materials and analysis for governance, portfolio review and management discussion.
Candidate requirements
2-5 years' experience in risk management, finance, data analytics, credit risk, business management or a related discipline.
Strong analytical capability, attention to detail, written communication skills and ability to work with data.
Advanced Excel and PowerPoint skills; Power BI, SQL, Python or business analysis experience would be desirable.
The anticipated salary range for this role is £36,000 - £54,000 with the final offer determined based on the candidate's skills, experience, role scope, location, and relevant market factors. In addition to base salary, the role may be eligible for a discretionary incentive award and a competitive benefits package, including core benefits such as pension provision.
Business Area
Credit Planning is a strategic capability-building function within EMEA Credit Department.
The team develops forward-looking, data-driven credit management capabilities across credit cost management, portfolio intelligence and credit transformation.
It works closely with senior management, Credit Risk, Front Office, Data and global stakeholders to strengthen portfolio oversight, credit cost management and alignment with the Bank's global risk framework.
Responsibility
1. Credit Cost & Problem Asset Management
Assist preparation of credit cost analysis and IFRS & JGAAP standard report.
Support problem asset monitoring and reporting activities.
Prepare management information used in governance forums.
Support production of regular portfolio risk reporting.
Assist preparation of governance materials and committee papers.
Maintain process documentation and operating guidance.
Support maintenance of controls and governance standards.
2. Data & Management Information
Support development of data and reporting infrastructure.
Validate data used within management reports.
Support dashboard development and data visualisation.
Contribute to reporting automation initiatives.
3. Portfolio Intelligence
Support the delivery and enhancement of portfolio intelligence capabilities.
Support portfolio analysis activities.
Support early warning monitoring and deterioration tracking.
Assist with portfolio reviews and risk trend analysis.
Support stress testing exercises and scenario analysis.
Contribute to development of portfolio monitoring methodologies.
4. Credit Transformation
Support strategic change initiatives across EMEA Credit Department.
Support global credit transformation (GCTx) and associated system integration project activities.
Assist business analysis and requirement gathering.
Support process redesign and documentation.
Participate in testing and implementation activities.
Support identification of operational efficiency opportunities.
Knowledge, Skills, Experience and Qualifications
Experience
• 2-5 years' experience in Risk Management, Finance, Data Analytics, Credit Risk, Business Management or related disciplines.
• Experience working with management reporting, data analysis or process improvement.
• Banking or financial services experience desirable.
Knowledge
• Understanding of basic credit risk concepts and banking products.
• Understanding of management information and reporting processes.
• Awareness of governance and control environments.
• Interest in portfolio management, sustainability risk and credit transformation.
Skills
• Analytical
• Strong analytical and problem-solving capability.
• Ability to work with large data sets and identify patterns.
• Strong attention to detail.
• Communication
• Strong written communication skills.
• Ability to prepare professional management materials.
• Ability to communicate effectively with stakeholders.
• Delivery
• Strong organisational skills.
• Ability to manage multiple priorities.
• Continuous improvement mindset.
• Desire to challenge existing processes and identify efficiencies.
Technical Skills
Essential
• Advanced Excel.
• PowerPoint.
• Data manipulation and reporting capability.
Desirable
• Power BI.
• SQL.
• Python.
• Process mapping and business analysis techniques.
Qualifications
• Degree in Finance, Economics, Business, Mathe
Here at SMBC Group, we want to help you find the next step in your career so read on to discover if this opportunity is the one for you. We like to recognise potential in our people, so we welcome your application even when your experience doesn't perfectly align with the job description. Whilst we'll always strive to be better, we're proud of our inclusive culture, and encourage our applicants and colleagues to be their authentic, unique selves.
Who we are
United by a sense of purpose towards our customers - to be a trusted partner for the long-term - and our universal banking platform in EMEA, SMBC Group has an international growth agenda and award-winning products, meaning we provide exciting opportunities to work on a diverse range of projects and initiatives. We deliver a full suite of corporate finance products and solutions to our customers as well as investment banking and advisory services, and a range of innovative solutions in global capital markets. Read on to find out how you could enhance your skills and gain valuable experience, by joining us to support our clients transition to a sustainable future.
Role Summary
Is the next step in your career atSMBC Group EMEA? We're looking for anAssociate for our Credit Planning, Portfolio Intelligence & Sustainability team.
The role will support the development of forward-looking, data-driven credit management capabilities across portfolio intelligence, credit transformation, data & MI, sustainability risk and credit cost management. The Associate will work as a Business Analyst, supporting analysis, data modelling, testing, documentation, reporting and automation activities across the team.
Essentials of the role
Support portfolio analysis, management reporting, data validation, dashboard development and reporting automation.
Assist business analysis, requirements gathering, process documentation, testing and implementation for credit transformation initiatives.
Prepare high-quality materials and analysis for governance, portfolio review and management discussion.
Candidate requirements
2-5 years' experience in risk management, finance, data analytics, credit risk, business management or a related discipline.
Strong analytical capability, attention to detail, written communication skills and ability to work with data.
Advanced Excel and PowerPoint skills; Power BI, SQL, Python or business analysis experience would be desirable.
The anticipated salary range for this role is £36,000 - £54,000 with the final offer determined based on the candidate's skills, experience, role scope, location, and relevant market factors. In addition to base salary, the role may be eligible for a discretionary incentive award and a competitive benefits package, including core benefits such as pension provision.
Business Area
Credit Planning is a strategic capability-building function within EMEA Credit Department.
The team develops forward-looking, data-driven credit management capabilities across credit cost management, portfolio intelligence and credit transformation.
It works closely with senior management, Credit Risk, Front Office, Data and global stakeholders to strengthen portfolio oversight, credit cost management and alignment with the Bank's global risk framework.
Responsibility
1. Credit Cost & Problem Asset Management
Assist preparation of credit cost analysis and IFRS & JGAAP standard report.
Support problem asset monitoring and reporting activities.
Prepare management information used in governance forums.
Support production of regular portfolio risk reporting.
Assist preparation of governance materials and committee papers.
Maintain process documentation and operating guidance.
Support maintenance of controls and governance standards.
2. Data & Management Information
Support development of data and reporting infrastructure.
Validate data used within management reports.
Support dashboard development and data visualisation.
Contribute to reporting automation initiatives.
3. Portfolio Intelligence
Support the delivery and enhancement of portfolio intelligence capabilities.
Support portfolio analysis activities.
Support early warning monitoring and deterioration tracking.
Assist with portfolio reviews and risk trend analysis.
Support stress testing exercises and scenario analysis.
Contribute to development of portfolio monitoring methodologies.
4. Credit Transformation
Support strategic change initiatives across EMEA Credit Department.
Support global credit transformation (GCTx) and associated system integration project activities.
Assist business analysis and requirement gathering.
Support process redesign and documentation.
Participate in testing and implementation activities.
Support identification of operational efficiency opportunities.
Knowledge, Skills, Experience and Qualifications
Experience
• 2-5 years' experience in Risk Management, Finance, Data Analytics, Credit Risk, Business Management or related disciplines.
• Experience working with management reporting, data analysis or process improvement.
• Banking or financial services experience desirable.
Knowledge
• Understanding of basic credit risk concepts and banking products.
• Understanding of management information and reporting processes.
• Awareness of governance and control environments.
• Interest in portfolio management, sustainability risk and credit transformation.
Skills
• Analytical
• Strong analytical and problem-solving capability.
• Ability to work with large data sets and identify patterns.
• Strong attention to detail.
• Communication
• Strong written communication skills.
• Ability to prepare professional management materials.
• Ability to communicate effectively with stakeholders.
• Delivery
• Strong organisational skills.
• Ability to manage multiple priorities.
• Continuous improvement mindset.
• Desire to challenge existing processes and identify efficiencies.
Technical Skills
Essential
• Advanced Excel.
• PowerPoint.
• Data manipulation and reporting capability.
Desirable
• Power BI.
• SQL.
• Python.
• Process mapping and business analysis techniques.
Qualifications
• Degree in Finance, Economics, Business, Mathe
Reference: 57480499 · Posted 4 days ago · Closes 2 Dec 2026 · Listed via eFinancialCareers
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