Insurance Coverage Specialist

Our client, a leading P&C Insurance Carrier are seeking an Insurance Coverage Specialist to work on a broad spectrum of P&C policy forms, including bureau (mostly ISO), admitted, surplus lines, company specific and manuscript wordings. The priority is drafting commercial lines policies and endorsements - primary casualty, excess liability, umbrella, professional liability, property, first-party insurance, and speciality lines.

Insurance Coverage Specialist:
· Provides expert advice on the research, creation and maintenance of coverage language.
· Works collaboratively with the underwriting divisions on coverage's for product development, competitive analysis, line of business initiatives and emerging issues.
· Aligns coverage with profitability, growth and retention objectives of the company.
· Identifies coverage that deviates from current standard forms or common industry practices, or that does not reflect the underwriting intent.
· Furnishes constructive wording alternatives for company use.
· Delivers guidance to underwriters, senior management and others involved in policy wording decisions.
· Viewed as a mentor on policy wording issues for underwriters.

Additional Responsibilities
· Keeps current on insurance policy wording developments, ISO's research, emerging issues and competitors' forms to communicate to underwriters and senior management the importance and impact of proposed wording changes.
· Continually develops specialised knowledge of P&C lines of business to identify wording solutions for the policy structures that meet the business needs.
· Collaborates with other Insurance Coverage Specialists, Reinsurance Contracts Specialists, Underwriters, Claims, Regulatory Specialists and Legal colleagues to improve wordings.
· Prioritizes, organizes and optimizes workloads to promote cost-effective delivery and support for coverage documents.
· Develops and implements Admitted Form Filings with the underwriting divisions and regulatory unit.
· Sets challenging goals and works to meet them.
· Effectively manages time and meets deadlines.

Role Qualifications and Experience

College degree required. CPCU designation preferred.
Sustained track record in an Insurance Coverage Specialist, Insurance Policy Analyst, Insurance Product Analyst or similar position. Underwriters, Claims/ Legal Professionals with at least five years of coverage experience may also be considered.
Extensive knowledge of surplus lines and admitted insurance standards, practices and principles.
Strong knowledge of optimizing insurance policy wording and features to lines of business.
Reinsurance contract wording experience a plus.
Excellent analytical and communication skills.
High attention to detail and accuracy.
Ability to work independently and collaborate with colleagues within and across departments.
Excellent technology skills, including Word, Adobe, Excel, SharePoint and Outlook. Use of AI or LLM a plus.
Additional consideration may be given for being an active contributor to ISO's Panels or an insurance trade association's committees.


If interested, please apply for a confidential call today!