Senior Lending Products Risk Manager

Job summary

Homes England has been entrusted with significant increased funding and responsibility and it’s an exciting and pivotal time in Homes England’s supporting the housing sector through the National Housing Bank. This role will be involved in analysing, challenging and sanctioning the financial transactions including loans, equity and guarantees the National Housing Bank will make.

Job description

Working in a team with the Head of Risk for Lending Products, this post plays a critical role in ensuring the Lending Products Risk Team deliver high quality investment decision sanctioning across Homes England – and the National Housing Bank. You will primarily ensure efficient, consistent and effective risk review to a variety of lending propositions to help Homes England and the National Housing Bank deliver on the ambitious objectives Government has set it to help address the Housing Crisis. The role will also play a role in wider assurance activities and maintenance of investment standards across the investment portfolio.

You will be joining our small but highly experienced team, who are committed to making positive change by identifying and mitigating risk to allow the National Housing Bank to provide funding and support to tackle England’s housing gap.

The team believes in delivering a first-class customer service, pragmatically resolving risks and challenges collaboratively wherever possible, taking an innovative and creative approach to issues. The team values diversity in experience and perspective to foster good decision making and problem solving within their team – so we welcome applications from a variety of backgrounds.

This is a great chance to be part of the future of how the Risk Team provides investment sanctioning support in a fast growing, national organisation with real social purpose that is looking to help deliver to more complex and impactful projects.

Person specification

You'll be comfortable working across multiple workstreams and be able to use your stakeholder and project management skills to quickly adapt to a variety of projects and tasks. You’ll have a great knowledge base, but be keen to learn and deploy your existing expertise and knowledge in a variety of situations.

Delivering on a mission as bold as ours isn’t always easy. You will be resilient and comfortable managing stakeholders at a senior level and your discussions will always be shaped by a good understanding of the commercial and operational impact of what we do as a team and wider housing delivery agency. You will enjoy working in an innovative, fun and engaging way and be able to negotiate and persuade. You’ll also thrive in dealing with a wide network of colleagues from across the organisation and country – giving you plenty of opportunity build a career which could take you right across the activities of Homes England.

As an ambitious professional you’ll understand how to manage colleagues who may have different perspectives and priorities to ours and be able to demonstrate you can work with them in a collaborative, constructive and inclusive way.

Benefits

Homes England is an executive non-departmental public body with its own terms and conditions, benefits and pension scheme. We are a government agency working in partnership with the private sector and want to employ and retain great people. In return we offer a range of excellent benefits, some of the key benefits include:

Holiday - Homes England offers all staff 33 days annual leave per year in addition to 8 statutory bank holidays.

Working Flexibly - At Homes England we have a strong culture of flexible working and encourage all employees to have a healthy work/life balance. We offer a wide range of potential working patterns, including part time, job share and compressed hours.

Health and Wellbeing - We offer health screening with Nuffield Proactive Health Clinics, a free Employee Assistance Programme which offers confidential support 24 hours a day, 7 days a week as well as access to Occupational Health.

Professional Development - At Homes England we are committed to your continued professional and personal development with learning as one of our core values. We pay for one job-related professional membership subscription per year for our employees.

We also offer an excellent range of family friendly benefits, for example, maternity, paternity, shared parental leave.

Things you need to know

Artificial intelligence

Artificial intelligence can be a useful tool to support your application, however, all examples and statements provided must be truthful, factually accurate and taken directly from your own experience. Where plagiarism has been identified (presenting the ideas and experiences of others, or generated by artificial intelligence, as your own) applications may be withdrawn and internal candidates may be subject to disciplinary action. Please see our candidate guidance (opens in a new window) for more information on appropriate and inappropriate use.

Selection process details

How to apply?

To apply please follow the links to our careers page.

Security

Successful candidates must pass a disclosure and barring security check.

Selection process details

For more information on the role, please see the attached Job Description.

Successful applicants will be advised of the outcome of their application and interviews held as soon as practical after the closing date. Feedback will only be provided if you attend an interview or assessment. We would like to take this opportunity to thank you for your interest in this role and Homes England.

Please note – Homes England has a responsibility to ensure compliance with HMG Baseline Personnel Security Standard to address the potential problems of identity fraud, illegal working and deception generally. To ensure compliance we will carry out a pre-employment Personal Identity and Vetting Report through Experian to meet the standard and you will therefore be asked to provide certain information in order that the verification check can be carried out if you are successful in your application.

Homes England are an equal opportunities employer and positively encourages applications from suitably qualified and eligible candidates. We are proud to be an equal opportunities employer that values and respects the people who work for us. Our aim is to be an employer of choice, enabling everyone to reach their full potential.

Homes England is committed to protecting the privacy and security of your personal data. For further information please refer to our Privacy Notice which can be viewed here:

https://www.gov.uk/government/organisations/homes-england/about/personal-information-charter

Nationality requirements

Open to UK, Commonwealth and