Regulatory Reporting Manager

🚀 We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us. 

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo ❤️

📍London / Cardiff / UK Remote | 💰£70,600 - £83,000 + Incentive Awards tied to your performance + Benefits  ✨

Our Regulatory Reporting team⭐

We’re searching for an ambitious, innovative and caring professional to help inspire and develop our Regulatory Reporting team. 

Reporting into the Regulatory Reporting Policy Team Senior Manager, the role is primarily responsible for ensuring our horizon scanning and interpretation activities (e.g, PRA Rulebook, EU CRR) are correctly reflected in our capital, liquidity and financial returns, and monitoring our adherence to the applicable UK and European prudential rules on an ongoing basis. This includes identifying and defining any changes required to data and production quickly and safely.

Combining the learnings of some of the fastest growing tech companies in the world with your own unique approach, you will manage a high-energy, dynamic workstream to foster open, collaborative, and inclusive working, embrace change, and inspire continuous learning. You will help enable Monzo to scale into a world-class, diverse and passionate group of people capable of effecting change across the globe.

🔑You’ll play a key role by...:

• Proactively identifying and interpreting the rules, regulations and guidance applicable to the Regulatory Reporting team at Monzo, and ensuring ongoing compliance in the production of returns.  
• Developing, implementing, documenting  and maintaining the processes and controls required to maintain Monzo’s interpretations.
• Ensure that the processes and controls in place to produce returns are compliant with the applicable regulations in order to facilitate accurate, complete and timely reporting.   
• Working closely with our engineers and data scientists to ensure we source the correct data efficiency, accuracy and timelines consistently across the reporting suite. 
• Working with a range of internal stakeholders, including Treasury, Risk, Data and project teams, to navigate and agree on what can be complex or ambiguous regulations in order to achieve the safest outcome for Monzo. 
• Facilitate robust, appropriate governance over the identification and interpretation of the applicable regulations and the implementation of the rule in reporting outputs.
• Review all capital, liquidity and financial regulatory returns and any other returns the Regulatory Reporting team produces to ensure compliance with applicable regulations. 
• Instilling a culture of continuous improvement throughout and engaging effectively with relevant stakeholders to implement changes that lead to improvement. 
• Play a key role in the automation of Monzo’s regulatory reporting, specifically implementation, user acceptance testing and maintenance.   
• Ensuring that changes to processes that support regulatory reporting are implemented quickly and safely.  
• Developing, implementing and maintaining the governance and control framework required for regulatory reporting and expected by our Regulators. 
• Contribute towards our ambitious expansion plans including supporting the rest of Monzo and ensuring that the Regulatory Reporting team is always an enabler.

🤩 We’d love to hear from you if…

• You have experience understanding and operationalising a wide range of regulatory requirements and the associated reporting.
• You have experience in the large-scale implementation and testing of automated reporting solutions.  
• You are able to identify areas for improvement, propose dynamic solutions and implement these changes quickly and safely.  
• You have excellent planning, organisation and time-management skills and are able to manage people on this basis. 
• You can demonstrate a proven track record of excellent team leadership and coaching skills with the ability to provide empathy and guidance.
• You're excited to leverage technology to automate reporting and capital management with a track record of continuous process improvement.
• You have a great eye for detail and are numerically astute.
• You are self-motivated, ‘hands-on’ and take satisfaction in supporting colleagues, projects or tasks however big or small.
• Monzo excites you!

💰 £70,600 - 83,000 ➕ Incentive Awards tied to your performance.

📍This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London) 

⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team. 

📚 £1,000 learning budget each year to use on books, training courses and conferences.

🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup. 

➕ Plus lots more! Read our full list of benefits.

🌈 The application journey has 4 key steps

• Phone call with recruiter (30 mins)
• Initial video call with hiring manager (30 mins)
• Role specific interview with Regulatory team (45 mins)
• Behavioural interview (45 mins)

This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible! 

We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here. 

#LI-NZ1 #LI-Remote

Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2026