Manager - Portfolio Management Loans Support

Job summary

This is a unique opportunity to join the NHB at a pivotal moment in housing delivery and to be part of the growth of the Agency's Loans Portfolio Management team, helping shape the future of housing and regeneration in a national organisation with real social purpose.

The Development Finance Portfolio Management team manages a portfolio of loans to SME housebuilders, supporting the delivery of homes and infrastructure, ensuring timely deployment and repayment of funds, and proactively managing emerging risks.

Job description

Working within the Development Finance Portfolio Management , North team led by Joel Dodd, you will join a small, experienced real estate finance team of c.5 Portfolio Owners, supporting the management of a portfolio of 40+ development finance loans. Typical individual loans are c.£3-5m.

This is a portfolio support role. You will work alongside experienced Portfolio Owners, supporting the management of development finance loans rather than holding direct portfolio ownership responsibility.

This is an excellent opportunity to further develop your real estate finance, lending and risk management experience, with strong opportunities for learning, progression and career development within a growing team.

The role supports the delivery of housing projects across England and will involve some travel to development sites and borrower meetings. Alongside day-to-day portfolio activities, you'll have opportunities to contribute ideas and innovative solutions that enhance the National Housing Bank's offering.

Working closely with Portfolio Owners and wider stakeholders across Risk, Legal, Finance and Origination, you will support:

• Effective portfolio performance and stewardship of public funds.

• Risk management, including identification and mitigation of emerging issues.

• Preparation of credit papers, approvals and legal processes.

• Monitoring compliance with transaction agreements and governance requirements.

• Strong borrower relationships and successful project delivery.

Portfolio Management is delivery-focused, customer-centric and collaborative. We take a pragmatic approach to complex challenges, balancing commercial outcomes with public accountability while delivering meaningful housing and regeneration outcomes.

Person specification

Our team manages a portfolio of SME development finance loans and delivers excellent customer service to our borrowers; your role will be to support Portfolio Owners in achieving these objectives. You'll be comfortable managing multiple priorities, working across a range of stakeholders and continuously looking for ways to improve and innovate.

You'll be highly motivated, organised and analytical, with experience supporting commercial lending, investment or portfolio management activities. You'll have a good understanding of lending, investment and risk management principles and be keen to further develop your expertise.

You will have experience gained within banking, investment management or a related financial services environment, ideally with exposure to real estate finance. Financial analysis and modelling experience would be advantageous, alongside strong communication and report-writing skills.

You will be resilient, adaptable and comfortable working with a wide range of internal and external stakeholders. As an emerging real estate finance professional, you'll be keen to learn from experienced colleagues, build strong relationships and contribute positively within a collaborative, inclusive and high-performing team.

Benefits

Homes England is an executive non-departmental public body with its own terms and conditions, benefits and pension scheme. We are a government agency working in partnership with the private sector and want to employ and retain great people. In return we offer a range of excellent benefits, some of the key benefits include:

Holiday - Homes England offers all staff 33 days annual leave per year in addition to 8 statutory bank holidays.

Working Flexibly - At Homes England we have a strong culture of flexible working and encourage all employees to have a healthy work/life balance. We offer a wide range of potential working patterns, including part time, job share and compressed hours.

Health and Wellbeing - We offer health screening with Nuffield Proactive Health Clinics, a free Employee Assistance Programme which offers confidential support 24 hours a day, 7 days a week as well as access to Occupational Health.

Professional Development - At Homes England we are committed to your continued professional and personal development with learning as one of our core values. We pay for one job-related professional membership subscription per year for our employees.

We also offer an excellent range of family friendly benefits, for example, maternity, paternity, shared parental leave.

Things you need to know

Artificial intelligence

Artificial intelligence can be a useful tool to support your application, however, all examples and statements provided must be truthful, factually accurate and taken directly from your own experience. Where plagiarism has been identified (presenting the ideas and experiences of others, or generated by artificial intelligence, as your own) applications may be withdrawn and internal candidates may be subject to disciplinary action. Please see our candidate guidance (opens in a new window) for more information on appropriate and inappropriate use.

Selection process details

How to apply?

To apply please follow the links to our careers page.

Security

Successful candidates must pass a disclosure and barring security check.

Selection process details

For more information on the role, please see the attached Job Description.

Successful applicants will be advised of the outcome of their application and interviews held as soon as practical after the closing date. Feedback will only be provided if you attend an interview or assessment. We would like to take this opportunity to thank you for your interest in this role and Homes England.

Please note – Homes England has a responsibility to ensure compliance with HMG Baseline Personnel Security Standard to address the potential problems of identity fraud, illegal working and deception generally. To ensure compliance we will carry out a pre-employment Personal Identity and Vetting Report through Experian to meet the standard and you will therefore be asked to provide certain information in order that the verification check can be carried out if you are successful in your application.

Homes England are an equal opportunities employer and positively encourages applications from suitably qualified and eligible candidates. We are proud to be an equal opportunities employer that values and respects the people who work for us. Our aim is to be an employer of choice, enabling everyone to reach their full potential.

Homes England is committed to protecting the privacy and security of your personal data. For further information please refer to our Privacy Notice which can be viewed here:

https://www.gov.uk/government/organisations/homes-england/about/personal-information-charter

Nationality requirements

Open to UK,